Minnesota Paycheck Calculator (2026)
Calculate your real 2026 take-home pay in Minnesota after federal income tax, Social Security, Medicare, and Minnesota state income tax.
How Minnesota taxes your paycheck in 2026
Minnesota uses a graduated income tax — rates rise with income, topping out at 9.85%. Here are the 2026 single-filer brackets used in this estimate:
| Minnesota taxable income (single) | Rate |
|---|---|
| $0 – $33,310 | 5.35% |
| $33,310 – $109,430 | 6.8% |
| $109,430 – $203,150 | 7.85% |
| Over $203,150 | 9.85% |
What comes out of every Minnesota paycheck
- Federal income tax — based on the 2026 brackets (10%–37%) after the standard deduction ($16,100 single / $32,200 joint).
- Social Security — 6.2% of wages up to $184,500.
- Medicare — 1.45%, plus 0.9% extra above $200,000.
- Minnesota state income tax — as described above.
Working overtime or earning tips? The new federal deductions for 2025–2028 could cut your federal bill substantially — try the overtime deduction calculator or tips deduction calculator.
Frequently asked questions
How much is $60,000 after taxes in Minnesota?
Use the calculator above with $60,000 — as a single filer you'll typically keep roughly 76–82% of gross in Minnesota, depending on filing status and the state brackets shown above.
What is the Minnesota state income tax rate for 2026?
Minnesota uses graduated brackets from 5.35% up to 9.85% at the highest incomes.
Does this calculator include 401(k) or health insurance deductions?
No — it estimates taxes on your full gross salary. Pre-tax contributions to a 401(k), HSA, or health premiums would lower your taxable income and increase your take-home pay versus these estimates.
Are bonuses taxed differently?
Bonuses are withheld at a flat 22% federally when paid, but at filing time they're taxed as ordinary income — the same rates this calculator uses.